Construction lenders track hundreds of covenants across dozens of loan agreements. CovenantAI reads every contract and surfaces every deadline, reporting requirement, and compliance obligation automatically.
These are the daily realities for construction lending teams across the country.
A single missed covenant reporting deadline can trigger a technical default on a multimillion-dollar construction loan. Your analysts are the only line of defense.
Analysts spend hours per loan agreement manually reading PDFs, copying covenant terms into spreadsheets, and cross-referencing draw schedules.
As your construction loan portfolio grows, the manual workload scales linearly. More loans means more deadlines, more tracking, more risk of something falling through the cracks.
Every analyst has their own spreadsheet format. When someone leaves or is out sick, critical institutional knowledge walks out the door.
Upload a construction loan agreement and AI identifies everything your team needs to track.
Three steps to automate your covenant tracking.
Drop in your construction loan documents — credit agreements, amendments, draw schedules, and more.
CovenantAI identifies every covenant, deadline, reporting requirement, and key party across all documents.
Monitor your entire portfolio in one place. Get alerts before deadlines hit. Ask AI questions about any contract.
Whether you are a loan officer, compliance analyst, or portfolio manager.
Instantly understand the covenant structure of any loan in your portfolio. Use AI Chat to answer questions during borrower meetings.
"What's the DSCR requirement on the Oakwood project?"
Stop building spreadsheets manually. CovenantAI extracts and tracks every deadline so you focus on exceptions, not data entry.
"Which loans have insurance renewals due this quarter?"
Get a portfolio-wide view of covenant compliance. Export data for board reporting and regulatory reviews with one click.
"Show me all loans approaching covenant thresholds."
Let AI handle the extraction so your team can focus on portfolio management, borrower relationships, and risk assessment.